Owensboro-Daviess county participates in the National Flood Insurance Program (NFIP) and the Community Rating System (CRS), which is part of NFIP. Property owners in Daviess County currently receive a 10% reduction in flood insurance premiums due to participation in CRS, which is a combined effort of Daviess County EMA, OMPC, GIS and city/county government.
Mortgage holders require flood insurance if your property is located in a flood prone area as determined by FEMA flood maps. These maps are available on line (see link below), at the EMA office or at Planning and Zoning offices. Note: Flood insurance takes effect 30 days after your policy is issued.
Click HERE for information on flood preparedness.
Public Information Program Strategy Evaluation
Purpose: This document has been prepared by the Public Information Program Strategy committee to identify ongoing public information activities and recommend new ones to better inform our residents on how they can protect themselves from flood and drainage problems.
The Flood Hazard: The Owensboro-Daviess County area has been subject to flooding for thousands of years. Over 15 square miles of land are in flood-prone areas within the Urban Service Area. The major historical flooding events, such as the 1937, 1997 and 2011 floods have occurred in the low-lying land along the Ohio River, Green River, and Panther Creek basins. Additionally, flash flooding occurs on many county roads and city streets that creates problems for short durations. Floodplain map information is available at the local library, Owensboro Metropolitan Planning Commission, and Daviess County Emergency Management. A copy of the 100-year flood plain is attached. FEMA Map Service Center has electronic versions of the Flood Maps (FIRMS) for Owensboro-Daviess County.
Flood Safety and Protection Measures: Since flash flooding usually comes quickly during a heavy storm, people should take safety precautions, such as staying out of flooded areas and turning off electricity in a flooded building. People can best protect their property by keeping leaves and other debris out of gutters, ditches, drains and gratings, reporting violations of the dumping regulations, and carrying flood insurance.
Strategy Team Members: Richard Payne, Daviess County Emergency Management; Evelyn McCarty, AmeriCorps Volunteer; Nikki Hawkins, Red Cross; Shane Cox, Shane Cox Insurance Agency; Margaret Hibbs, Kentucky Dept. of Public Health, and Vicky Connor, CRS Coordinator.
The annual meeting was held on Thursday, August 8, 2013.
Make residents aware of the flood warnings and safety precautions.
Make residents more aware of flood insurance, and
Familiarize residents with appropriate property protection measures.
All projects were implemented as planned this year.
Meetings will be held annually to assess and evaluate the program.
Anyone interested in these projects or the overall program strategy can contact Daviess County Emergency Management, 212 St. Ann Street, Owensboro, KY, 42303 or call (270) 685-8448.
River Forecast (NWS Hydrologic Prediction Service) Click on Owensboro for river information including flood crest predictions. Note that this prediction does NOT relate to Panther Creek.
Floodsmart - the official NFIP site, flood risk
FEMA MSC Web site - An electronic version of the flood map for Owensboro-Daviess County. Print a flood map of your area.
DAVIESS COUNTY FLOODING:
Flooding in Daviess County comes from two distincly different sources, the Ohio River and Panther Creek. At its peek, the 1997 flood was 9' higher in elevation above sea level on South Frederica Street than it was at the foot of Frederica Street at the Ohio River. This was caused by over 12" of rain in three days over the Panther Creek basin. Ohio River flooding comes from the rain up the Ohio River Valley, all the way to Pennsylvania. The River Forecast from the link under National Flood Insurance Program above, does not reflect the forecast for Panther Creek. Ohio River and Green River flooding will not affect Panther Creek east of KY Hwy 279.